RHB Bank: More Than Just Credit Cards & Loans
RHB is today among the list of the largest bank with integrated financial services in Malaysia. Given that they plan to extend its market further, RHB Bank has tapped into Brunei, Indonesia, Singapore, Laos, Vietnam as well as other countries within the South East Asia region. Realizing that quite possibly the most effective way to compete is by giving extra value to the consumers, the RHB group initiated a policy of offering multiple banking facilities such as personal accident insurance to both individuals and corporations.
Having a savings account or a current account has been staple yet underrated. In order to make sure that account holders could benefit the most from their savings, RHB Bank has provided competitive interest rate as opposed to the other banking institutions. Plus, they have improved the transaction facilities by both adding more ATM and CDM machines in branches besides other designated locations combined with creating an internet-based banking services platform, RHB Now for their consumers.
RHB Bank understands that more people make purchases online in comparison to using cash nowadays. Based on the data collected, it is observed that more online users prefer to purchase through the use of credit cards. Accordingly, the Bank renders it a priority to serve the potential consumers better by giving credit card services with superb rewards. Intelligent customers who compare credit cards very carefully would know that RHB’s interest rate is one of the lowest.
Knowing there’s an urgent need to close the supply and demand gap, the Bank took an extra step forward to provide value-added credit card plan that gives cashback as well as some other benefits the account holder can enjoy as they use it.
RHB realizes that individuals demand more than just savings accounts and credit cards. When acquiring assets that include homes and cars, lots of individuals tend to be having problems to get their loan approved. Subsequently, RHB Group reformulated its private financing facilities that offer the minimum interest for the wide variety of bank loan. On top of that, unit trust, insurance, and personal financial investment may well also be made with the Bank.
For corporations and entrepreneurs, corporate banking facilities are also offered. There can take a business loan or simply connect with RHB for corporate & investment banking. Seeking to be sure that their products and services are the very best, RHB, also, has offered online cash management and asset management services.
Small-medium enterprises are among those who are going to take advantage of the most benefits. They are welcomed to apply for loans should capital injection ought to be required as they scale their businesses. Not only this, RHB Bank even provides retails solutions to the appropriate customers, particularly people in e-commerce business.
Notwithstanding this, attention on the highly demanded Islamic banking facilities hasn’t ever been an oversight. RHB Bank recognizes that there’s a high amount of request from the consumers to bring about Shariah-compliant financial instruments. In response to that, they’ve set up wealth management, corporate banking, Islamic treasury, unit trust, and numerous kinds of other offerings that adhere to the Shariah guideline for the public.
In 2016, RHB Bank saw a 24% annual brand value growth, leading them to be amongst the 5 top players in Malaysia. Knowing the full potential of the forthcoming financial market, RHB Bank is ready with a lot of aggressive strategies such as personal accident insurance in ensuring a steady increase in growth across the years to come.